Our team works hard to accommodate the individual needs of each of our patients. Dr. James C. Ma is pleased to offer a variety of financial options and resources, all designed to help you receive dental care you need in an efficient and affordable manner. At our office, we currently accept the following forms of payments:


  • Cash
  • Personal check
  • Credit cards
  • In-house payment options
  • CareCredit (a third-party financing company that offers low- and no-interest payment plans for qualifying patients)
Care Credit

We accept most PPO dental insurance plans, including Aetna, Delta Dental, MetLife, and United Concordia. We are happy to answer your questions about claims and coverage. We invite you to contact us today if you have any concerns and to schedule your next appointment with our caring dentist in Bakersfield, California!